Pune Sahakari Bank Ltd. | Cooperative Bank in Pune

Sr.	Particulars	Charges
1	Duplicate Passbook / Statement — Savings Account (per passbook)	₹50 + 18% GST
	Cash Credit / Overdraft / Current Account Statement (per page)	₹10 + 18% GST
2	Savings Account Closure — within 6 months of opening	₹500 + 18% GST
	Savings Account Closure — after 6 months of opening	Nil
	Current Account Closure — within 6 months of opening	₹500 + 18% GST
	Current Account Closure — after 6 months of opening	₹300 + 18% GST
3	ECS Return Charges	₹500 + 18% GST
	ECS Mandate Registration	₹100 + 18% GST
4	Cheque Payment Stop — Savings Account	₹50 + 18% GST
	Cheque Payment Stop — other than Savings Account	₹100 + 18% GST
5	Cheque Return Charges — Inward Clearing (per cheque)	₹350 + 18% GST
6	Cheque Return Charges — Outward Clearing	₹100 + 18% GST
7	Charges for Non-Maintenance of Minimum Balance — Savings / Current Account	Nil
8	Cheque Book Charges — Savings Account (15 leaves)	₹75 + 18% GST
	Cheque Book Charges — Cash Credit / OD / Current Account (30 leaves)	₹150 + 18% GST
9	SMS Charges (Quarterly)	₹25 + 18% GST
10	Locker Rent — Small / Medium Locker (annual)	₹5,000 + 18% GST
	Locker Rent — Large Locker (annual)	₹7,500 + 18% GST
11	RTGS / NEFT Charges — ₹1 to ₹2,00,000	₹20 + 18% GST
	RTGS / NEFT Charges — ₹2,00,001 and above	₹40 + 18% GST

Sr.	Charge Type	Amount / Rate	When Charged
1	Loan Processing Fee	1% + 18% GST	At loan sanction
2	Loan Form Fee — up to ₹1 Lakh	₹200 + 18% GST	On completion of documentation
2	Loan Form Fee — above ₹1 Lakh	₹250 + 18% GST	On completion of documentation
3	CIBIL / Credit Report Charges	₹200 + 18% GST	Before sanction
4	Nominal Form Fee	₹100 + 18% GST	—
5	Share Amount — Secured Loan	2.50%	At loan sanction
	Share Amount — Unsecured Loan	5.00%	At loan sanction
6	Stamp Duty	0.5% of loan amount	At agreement (per State Govt. law)
7	Legal / Title Search Charges	₹2,000–₹10,000 + 18% GST	For secured loans (against collateral)
8	Insurance	As applicable	Charged annually, based on the secured/vehicle loan amount

Service Charges