Hadapsar, Pune 411 028 10.00 am - 6.00 pm
NET WORTH ₹71.15 LAKH ▲ ₹177.47L Y-O-Y
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OPERATING PROFIT ₹60.25 LAKH — FIRST IN 9 YEARS
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GROSS NPA 85.21% OF ADVANCES
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CRAR (+)28.17% — WELL ABOVE 9% RBI FLOOR
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DEPOSITS ₹934.67 LAKH ▼ 10.32%
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SHARE CAPITAL RECOVERED ₹156 LAKH DURING FY 2024-25
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NET WORTH ₹71.15 LAKH ▲ ₹177.47L Y-O-Y
●
OPERATING PROFIT ₹60.25 LAKH — FIRST IN 9 YEARS
●
GROSS NPA 85.21% OF ADVANCES
●
CRAR (+)28.17% — WELL ABOVE 9% RBI FLOOR
●
DEPOSITS ₹934.67 LAKH ▼ 10.32%
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SHARE CAPITAL RECOVERED ₹156 LAKH DURING FY 2024-25
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22nd Annual Report

Financial Strength (2024-25)

As per the 22nd Annual Report of Pune Sahakari Bank Ltd. (ended March 31, 2025), the bank has shown substantial improvement in its financial health. The Administrative Board has prioritized the reduction of NPAs and increasing the share capital.

Key Performance Indicators

Particulars Amount (₹ Lakhs) Notes
Authorized Share Capital 1,000.00 (₹10 Crores) 10,00,000 shares of ₹100 each
Total Deposits 934.67 Slight decrease from previous year
Total Advances (Loans) 440.43 Gross Advances
Total Investments 802.91 Significant growth of ₹241 Lakhs
Net Profit 60.25 Operating profit achieved
Net Worth 71.15 Positive net worth achieved this year
Capital to Risk (CRAR) 28.17% Highly satisfactory, well above RBI requirement (9%)

NPA (Non-Performing Assets) Position

Particulars As of March 2024 As of March 2025
Gross Advances 592.17 Lakhs 440.43 Lakhs
Gross NPAs 460.59 Lakhs 375.27 Lakhs
Gross NPA % 77.78% 85.21%
Net Advances 137.52 Lakhs 60.43 Lakhs
Net NPAs 5.94 Lakhs -4.73 Lakhs
Net NPA % 4.32% -7.83%