22nd Annual Report
As per the 22nd Annual Report of Pune Sahakari Bank Ltd. (ended March 31, 2025), the bank has shown substantial improvement in its financial health. The Administrative Board has prioritized the reduction of NPAs and increasing the share capital.
| Particulars | Amount (₹ Lakhs) | Notes |
|---|---|---|
| Authorized Share Capital | 1,000.00 | (₹10 Crores) 10,00,000 shares of ₹100 each |
| Total Deposits | 934.67 | Slight decrease from previous year |
| Total Advances (Loans) | 440.43 | Gross Advances |
| Total Investments | 802.91 | Significant growth of ₹241 Lakhs |
| Net Profit | 60.25 | Operating profit achieved |
| Net Worth | 71.15 | Positive net worth achieved this year |
| Capital to Risk (CRAR) | 28.17% | Highly satisfactory, well above RBI requirement (9%) |
| Particulars | As of March 2024 | As of March 2025 |
|---|---|---|
| Gross Advances | 592.17 Lakhs | 440.43 Lakhs |
| Gross NPAs | 460.59 Lakhs | 375.27 Lakhs |
| Gross NPA % | 77.78% | 85.21% |
| Net Advances | 137.52 Lakhs | 60.43 Lakhs |
| Net NPAs | 5.94 Lakhs | -4.73 Lakhs |
| Net NPA % | 4.32% | -7.83% |